{"id":4438,"date":"2023-01-31T10:19:03","date_gmt":"2023-01-31T07:19:03","guid":{"rendered":"https:\/\/porat.com\/?p=4438"},"modified":"2025-02-04T08:16:24","modified_gmt":"2025-02-04T08:16:24","slug":"emis-general-overview","status":"publish","type":"post","link":"https:\/\/porat.com\/he\/emis-general-overview\/","title":{"rendered":"EMI - \u05e1\u05e7\u05d9\u05e8\u05d4 \u05db\u05dc\u05dc\u05d9\u05ea"},"content":{"rendered":"<p>\u05d0\u05dd \u05d0\u05ea\u05dd \u05de\u05e2\u05d5\u05e0\u05d9\u05d9\u05e0\u05d9\u05dd \u05dc\u05e1\u05e4\u05e7 \u05e9\u05d9\u05e8\u05d5\u05ea\u05d9 \u05ea\u05e9\u05dc\u05d5\u05dd \u05d1\u05de\u05d8\u05d1\u05e2 \u05e4\u05d9\u05d0\u05d8 \u05d5\/\u05d0\u05d5 \u05d1\u05de\u05d8\u05d1\u05e2\u05d5\u05ea \u05e7\u05e8\u05d9\u05e4\u05d8\u05d5\u05d2\u05e8\u05e4\u05d9\u05d9\u05dd \u05d5\u05dc\u05e4\u05e0\u05d5\u05ea \u05dc\u05dc\u05e7\u05d5\u05d7\u05d5\u05ea \u05d0\u05d9\u05e8\u05d5\u05e4\u05d0\u05d9\u05dd, \u05e8\u05d9\u05e9\u05d9\u05d5\u05df EMI \u05d9\u05d4\u05d9\u05d4 \u05d1\u05d7\u05d9\u05e8\u05d4 \u05de\u05e6\u05d5\u05d9\u05e0\u05ea, \u05d5\u05d4\u05e8\u05d7\u05d1\u05d4 \u05d1\u05d9\u05d5\u05ea\u05e8. \u05e8\u05d9\u05e9\u05d9\u05d5\u05e0\u05d5\u05ea EMI \u05e6\u05d1\u05e8\u05d5 \u05e4\u05d5\u05e4\u05d5\u05dc\u05e8\u05d9\u05d5\u05ea \u05e2\u05e6\u05d5\u05de\u05d4 \u05e2\u05dd \u05d4\u05d5\u05e4\u05e2\u05ea\u05dd \u05e9\u05dc \u05d1\u05e0\u05e7\u05d9\u05dd \u05de\u05e7\u05d5\u05d5\u05e0\u05d9\u05dd \u05e8\u05d1\u05d9\u05dd \u05d5\u05e1\u05e4\u05e7\u05d9 \u05e9\u05d9\u05e8\u05d5\u05ea\u05d9 \u05ea\u05e9\u05dc\u05d5\u05dd. \u05dc\u05de\u05e2\u05e9\u05d4, \u05e8\u05d9\u05e9\u05d9\u05d5\u05df EMI \u05d4\u05d5\u05d0 \u05d4\u05e8\u05d9\u05e9\u05d9\u05d5\u05df \u05d4\u05e0\u05e8\u05d7\u05d1 \u05d1\u05d9\u05d5\u05ea\u05e8 \u05e9\u05d1\u05e0\u05e7 \u05de\u05e7\u05d5\u05d5\u05df \u05d0\u05d5 \u05e1\u05e4\u05e7 \u05e9\u05d9\u05e8\u05d5\u05ea\u05d9 \u05ea\u05e9\u05dc\u05d5\u05dd \u05d9\u05db\u05d5\u05dc \u05dc\u05e7\u05d1\u05dc, \u05dc\u05de\u05e2\u05d8 \u05e8\u05d9\u05e9\u05d9\u05d5\u05df \u05d1\u05e0\u05e7 \u05d1\u05e4\u05d5\u05e2\u05dc.<\/p>\n<p>\u05d4\u05e6\u05d5\u05d5\u05ea \u05d4\u05de\u05e9\u05e4\u05d8\u05d9 \u05d5\u05d4\u05de\u05e1\u05d7\u05e8\u05d9 \u05e9\u05dc \u05e7\u05d1\u05d5\u05e6\u05ea \u05e4\u05d5\u05e8\u05ea \u05de\u05e6\u05d9\u05e2 \u05e4\u05ea\u05e8\u05d5\u05df \u05de\u05e7\u05d9\u05e3 \u05dc\u05dc\u05e7\u05d5\u05d7\u05d5\u05ea\u05d9\u05e0\u05d5 \u05d4\u05de\u05e2\u05d5\u05e0\u05d9\u05d9\u05e0\u05d9\u05dd \u05dc\u05d4\u05e9\u05d9\u05d2 \u05e8\u05d9\u05e9\u05d9\u05d5\u05e0\u05d5\u05ea \u05d0\u05dc\u05d4.<\/p>\n<p>\u05e0\u05d9\u05ea\u05df \u05dc\u05d4\u05e9\u05d9\u05d2 \u05e8\u05d9\u05e9\u05d9\u05d5\u05e0\u05d5\u05ea EMI (\u05de\u05d5\u05e1\u05d3 \u05db\u05e1\u05e3 \u05d0\u05dc\u05e7\u05d8\u05e8\u05d5\u05e0\u05d9) \u05d1\u05db\u05dc \u05de\u05d3\u05d9\u05e0\u05d4 \u05d1\u05d0\u05d9\u05d7\u05d5\u05d3 \u05d4\u05d0\u05d9\u05e8\u05d5\u05e4\u05d9. \u05dc\u05d0\u05d7\u05e8 \u05e7\u05d1\u05dc\u05ea \u05e8\u05d9\u05e9\u05d9\u05d5\u05df \u05d1\u05d0\u05d7\u05ea \u05de\u05de\u05d3\u05d9\u05e0\u05d5\u05ea \u05d4\u05d0\u05d9\u05d7\u05d5\u05d3 \u05d4\u05d0\u05d9\u05e8\u05d5\u05e4\u05d9, \u05e0\u05d9\u05ea\u05df \u05dc\u05d4\u05e0\u05e4\u05d9\u05e7 \u05d0\u05ea \u05d4\u05e8\u05d9\u05e9\u05d9\u05d5\u05df \u05d1\u05e7\u05dc\u05d5\u05ea \u05d1\u05e8\u05d7\u05d1\u05d9 \u05d4\u05d0\u05d9\u05d7\u05d5\u05d3 \u05d4\u05d0\u05d9\u05e8\u05d5\u05e4\u05d9 \u05dc\u05dc\u05d0 \u05e6\u05d5\u05e8\u05da \u05d1\u05d0\u05d9\u05e9\u05d5\u05e8 \u05e8\u05d2\u05d5\u05dc\u05d8\u05d5\u05e8\u05d9 \u05e0\u05d5\u05e1\u05e3. \u05d4\u05de\u05e1\u05d2\u05e8\u05ea \u05d4\u05e8\u05d2\u05d5\u05dc\u05d8\u05d5\u05e8\u05d9\u05ea \u05e9\u05dc \u05d4-EMI \u05d4\u05d9\u05d0 \u05d4\u05e0\u05d7\u05d9\u05d9\u05ea \u05d4-EMD (\u05d4\u05e0\u05d7\u05d9\u05d9\u05ea \u05d4\u05db\u05e1\u05e3 \u05d4\u05d0\u05dc\u05e7\u05d8\u05e8\u05d5\u05e0\u05d9), \u05d4\u05d6\u05de\u05d9\u05e0\u05d4 \u05dc\u05e6\u05d9\u05d1\u05d5\u05e8. <a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/EN\/ALL\/?uri=celex:32009L0110.\">\u05db\u05bc\u05b8\u05d0\u05df<\/a>.<\/p>\n<p>\u05e8\u05d9\u05e9\u05d9\u05d5\u05df EMI \u05de\u05d0\u05e4\u05e9\u05e8 \u05dc\u05d1\u05e2\u05dc \u05d4\u05e8\u05d9\u05e9\u05d9\u05d5\u05df \u05dc\u05d1\u05e6\u05e2 \u05d0\u05ea \u05d4\u05e4\u05e2\u05d9\u05dc\u05d5\u05d9\u05d5\u05ea \u05d4\u05d1\u05d0\u05d5\u05ea:<br \/>\n1. \u05d4\u05e0\u05e4\u05e7\u05d4 \u05d5\u05d4\u05e2\u05d1\u05e8\u05ea \u05db\u05e1\u05e3 \u05d0\u05dc\u05e7\u05d8\u05e8\u05d5\u05e0\u05d9<br \/>\n2. \u05d4\u05e2\u05d1\u05e8\u05ea \u05db\u05e1\u05e4\u05d9\u05dd<br \/>\n3. \u05e9\u05de\u05d9\u05e8\u05ea \u05db\u05e1\u05e4\u05d9\u05dd<br \/>\n4. \u05d4\u05e2\u05d1\u05e8\u05ea \u05e0\u05db\u05e1\u05d9 \u05e7\u05e8\u05d9\u05e4\u05d8\u05d5 \u05d5\u05e9\u05de\u05d9\u05e8\u05d4 \u05e2\u05dc\u05d9\u05d4\u05dd<br \/>\n5. \u05d4\u05e0\u05e4\u05e7\u05ea \u05db\u05e8\u05d8\u05d9\u05e1\u05d9 \u05ea\u05e9\u05dc\u05d5\u05dd (\u05dc\u05d0 \u05d0\u05e9\u05e8\u05d0\u05d9)<br \/>\n6. \u05de\u05ea\u05df \u05de\u05e1\u05e4\u05e8\u05d9 IBAN (\u05de\u05e1\u05e4\u05e8\u05d9 \u05d7\u05e9\u05d1\u05d5\u05df \u05d1\u05e0\u05e7 \u05d1\u05d9\u05e0\u05dc\u05d0\u05d5\u05de\u05d9\u05d9\u05dd) \u05e0\u05e4\u05e8\u05d3\u05d9\u05dd \u05d5\u05d0\u05d9\u05e9\u05d9\u05d9\u05dd<br \/>\n\u05e2\u05d1\u05d5\u05e8 \u05dc\u05e7\u05d5\u05d7\u05d5\u05ea<br \/>\n7. \u05d4\u05e4\u05e7\u05d3\u05d5\u05ea \u05d5\u05de\u05e9\u05d9\u05db\u05d5\u05ea \u05de\u05d6\u05d5\u05de\u05df<br \/>\n8. \u05d4\u05d7\u05dc\u05e4\u05ea \u05de\u05d8\u05d1\u05e2\u05d5\u05ea (\u05d5\u05de\u05d8\u05d1\u05e2\u05d5\u05ea \u05e7\u05e8\u05d9\u05e4\u05d8\u05d5\u05d2\u05e8\u05e4\u05d9\u05d9\u05dd)<\/p>\n<p>\u05d4\u05de\u05d2\u05d1\u05dc\u05d5\u05ea \u05d4\u05e2\u05d9\u05e7\u05e8\u05d9\u05d5\u05ea \u05e9\u05dc \u05ea\u05e9\u05dc\u05d5\u05de\u05d9\u05dd \u05d1\u05e0\u05e7\u05d0\u05d9\u05d9\u05dd \u05e0\u05d5\u05d1\u05e2\u05d5\u05ea \u05de\u05de\u05ea\u05df \u05d0\u05e9\u05e8\u05d0\u05d9 \u05d5\u05d4\u05dc\u05d5\u05d5\u05d0\u05d5\u05ea, \u05e9\u05d0\u05d5\u05ea\u05df \u05d4\u05dd \u05d0\u05d9\u05e0\u05dd \u05de\u05d5\u05e8\u05e9\u05d9\u05dd \u05dc\u05e1\u05e4\u05e7. \u05d3\u05d1\u05e8 \u05d7\u05e9\u05d5\u05d1 \u05e0\u05d5\u05e1\u05e3 \u05e9\u05d9\u05e9 \u05dc\u05d4\u05d1\u05d9\u05df \u05d4\u05d5\u05d0 \u05e9\u05d1\u05e2\u05d5\u05d3 \u05e9-EMI \u05d9\u05db\u05d5\u05dc \u05dc\u05e1\u05e4\u05e7 \u05d7\u05e9\u05d1\u05d5\u05e0\u05d5\u05ea IBAN \u05e2\u05d1\u05d5\u05e8 \u05dc\u05e7\u05d5\u05d7\u05d5\u05ea\u05d9\u05d5, \u05dc\u05d0 \u05ea\u05de\u05d9\u05d3 \u05d4-EMI \u05d4\u05d5\u05d0 \u05d4\u05de\u05e0\u05e4\u05d9\u05e7 \u05d1\u05e4\u05d5\u05e2\u05dc \u05e9\u05dc \u05de\u05e1\u05e4\u05e8\u05d9 \u05d4-IBAN. \u05e8\u05e7 \u05db\u05d0\u05e9\u05e8 \u05d4-EMI \u05d4\u05d5\u05d0 \u05d7\u05d1\u05e8 \u05d9\u05e9\u05d9\u05e8 \u05d1-SEPA, \u05d4\u05d5\u05d0 \u05d9\u05d5\u05db\u05dc \u05dc\u05d4\u05e0\u05e4\u05d9\u05e7 \u05d9\u05e9\u05d9\u05e8\u05d5\u05ea \u05de\u05e1\u05e4\u05e8\u05d9 IBAN. \u05d0\u05d7\u05e8\u05ea, \u05d4\u05d5\u05d0 \u05d9\u05e6\u05d8\u05e8\u05da \u05dc\u05d4\u05e1\u05ea\u05de\u05da \u05e2\u05dc \u05d1\u05e0\u05e7 \u05d0\u05d5 EMI \u05d0\u05d7\u05e8 \u05e9\u05d4\u05dd \u05d7\u05d1\u05e8\u05d9 SEPA \u05e9\u05d9\u05e4\u05e2\u05dc\u05d5 \u05db\u05de\u05e0\u05e4\u05d9\u05e7\u05d9\u05dd. \u05d6\u05d4, \u05db\u05de\u05d5\u05d1\u05df, \u05e4\u05d7\u05d5\u05ea \u05e0\u05d5\u05d7 \u05de\u05db\u05d9\u05d5\u05d5\u05df \u05e9\u05d6\u05d4 \u05ea\u05dc\u05d5\u05d9 \u05d1\u05e1\u05d3\u05e8\u05d9 \u05d4\u05e2\u05d3\u05d9\u05e4\u05d5\u05d9\u05d5\u05ea \u05d5\u05d1\u05de\u05d3\u05d9\u05e0\u05d9\u05d5\u05ea \u05e9\u05dc \u05de\u05d5\u05e1\u05d3 \u05d0\u05d7\u05e8. \u05db\u05d0\u05e9\u05e8 EMI \u05d4\u05d5\u05d0 \u05d1\u05e2\u05dc \u05d9\u05db\u05d5\u05dc\u05ea \u05e4\u05d9\u05e8\u05e2\u05d5\u05df, \u05de\u05e1\u05e4\u05e7 \u05d1\u05d0\u05d5\u05e4\u05df \u05e4\u05e2\u05d9\u05dc \u05e9\u05d9\u05e8\u05d5\u05ea\u05d9 \u05ea\u05e9\u05dc\u05d5\u05de\u05d9\u05dd \u05d5\u05e2\u05d5\u05de\u05d3 \u05d1\u05d3\u05e8\u05d9\u05e9\u05d5\u05ea \u05d4\u05d4\u05d5\u05df \u05d5\u05d4\u05e8\u05d2\u05d5\u05dc\u05e6\u05d9\u05d4, \u05de\u05d5\u05de\u05dc\u05e5 \u05dc\u05d4\u05e9\u05e7\u05d9\u05e2 \u05de\u05e2\u05d8 \u05d9\u05d5\u05ea\u05e8 \u05de\u05d0\u05de\u05e5 \u05db\u05d3\u05d9 \u05dc\u05d4\u05ea\u05e7\u05d1\u05dc \u05db\u05de\u05e9\u05ea\u05ea\u05e3 \u05d1-SEPA.<\/p>\n<p>\u05e8\u05d1\u05d9\u05dd \u05de\u05d1\u05dc\u05d1\u05dc\u05d9\u05dd \u05d1\u05d9\u05df IBAN \u05dc\u05d7\u05e9\u05d1\u05d5\u05df \u05d1\u05e0\u05e7. \u05d4\u05d1\u05d4 \u05e0\u05d1\u05d4\u05d9\u05e8 - IBAN \u05d0\u05d9\u05e0\u05d5 \u05d7\u05e9\u05d1\u05d5\u05df \u05d1\u05e0\u05e7. \u05d4\u05dd \u05e9\u05d5\u05e0\u05d9\u05dd \u05d1\u05e2\u05d9\u05e7\u05e8 \u05d1\u05db\u05dc \u05d4\u05e0\u05d5\u05d2\u05e2 \u05dc\u05e4\u05d9\u05e7\u05d3\u05d5\u05e0\u05d5\u05ea: IBAN (\u05d5\u05de\u05db\u05d0\u05df EMI) \u05d0\u05d9\u05e0\u05d5 \u05d9\u05db\u05d5\u05dc \u05dc\u05e7\u05d1\u05dc \u05e4\u05d9\u05e7\u05d3\u05d5\u05e0\u05d5\u05ea \u05d5\u05d0\u05d9\u05e0\u05d5 \u05d9\u05db\u05d5\u05dc \u05dc\u05d4\u05e6\u05d9\u05e2 \u05e2\u05e8\u05d1\u05d5\u05d9\u05d5\u05ea \u05dc\u05e4\u05d9\u05e7\u05d3\u05d5\u05e0\u05d5\u05ea. \u05d4\u05d7\u05dc\u05d8\u05d4 \u05d7\u05e9\u05d5\u05d1\u05d4 \u05e2\u05d1\u05d5\u05e8 \u05d1\u05e2\u05dc \u05e8\u05d9\u05e9\u05d9\u05d5\u05df EMI \u05e2\u05ea\u05d9\u05d3\u05d9 \u05d4\u05d9\u05d0 \u05d1\u05d0\u05d9\u05d6\u05d5 \u05de\u05d3\u05d9\u05e0\u05d4 \u05d7\u05d1\u05e8\u05d4 \u05d1\u05d0\u05d9\u05d7\u05d5\u05d3 \u05d4\u05d0\u05d9\u05e8\u05d5\u05e4\u05d9 \u05dc\u05d1\u05d7\u05d5\u05e8 \u05dc\u05d4\u05e7\u05de\u05ea \u05d4\u05d7\u05d1\u05e8\u05d4, \u05d5\u05dc\u05d1\u05e7\u05e9\u05ea \u05e8\u05d9\u05e9\u05d9\u05d5\u05df EMI. \u05dc\u05de\u05e8\u05d5\u05ea \u05e9\u05d4\u05e8\u05d9\u05e9\u05d9\u05d5\u05df \u05e0\u05d9\u05ea\u05df \u05dc\u05d3\u05e8\u05db\u05d5\u05df \u05de\u05dc\u05d0, \u05dc\u05ea\u05d7\u05d5\u05dd \u05d4\u05e9\u05d9\u05e4\u05d5\u05d8 \u05d4\u05e0\u05d1\u05d7\u05e8 \u05d9\u05e9 \u05de\u05e9\u05de\u05e2\u05d5\u05ea \u05e8\u05d1\u05d4 \u05e9\u05db\u05df \u05d4\u05d5\u05d0 \u05d9\u05e7\u05d1\u05e2:<br \/>\n1. \u05d4\u05e9\u05e4\u05d4 \u05d4\u05de\u05d3\u05d5\u05d1\u05e8\u05ea<br \/>\n2. \u05d4\u05e1\u05d1\u05d9\u05d1\u05d4 \u05d4\u05e8\u05d2\u05d5\u05dc\u05d8\u05d5\u05e8\u05d9\u05ea \u05d1\u05d4 \u05ea\u05d9\u05d1\u05d7\u05df \u05d5\u05ea\u05d0\u05d5\u05e9\u05e8 \u05d1\u05e7\u05e9\u05ea \u05d4\u05e8\u05d9\u05e9\u05d9\u05d5\u05df - \u05dc\u05de\u05e8\u05d5\u05ea \u05e9\u05db\u05dc \u05d4\u05e8\u05d2\u05d5\u05dc\u05d8\u05d5\u05e8\u05d9\u05dd \u05d1\u05d0\u05d9\u05d7\u05d5\u05d3 \u05d4\u05d0\u05d9\u05e8\u05d5\u05e4\u05d9 \u05e4\u05d5\u05e2\u05dc\u05d9\u05dd \u05ea\u05d7\u05ea \u05d0\u05d5\u05ea\u05d4 EMD \u05db\u05dc\u05dc-\u05d0\u05d9\u05e8\u05d5\u05e4\u05d9\u05ea \/ EMD2, \u05dc\u05db\u05dc \u05e8\u05d2\u05d5\u05dc\u05d8\u05d5\u05e8 \u05d9\u05e9 \u05d2\u05d9\u05e9\u05d4 \u05d5\u05e9\u05d9\u05d8\u05d4 \u05de\u05e9\u05dc\u05d5 \u05d1\u05e2\u05ea \u05d4\u05e2\u05e8\u05db\u05ea \u05d1\u05e7\u05e9\u05d5\u05ea \u05dc\u05e8\u05d9\u05e9\u05d9\u05d5\u05df. \u05de\u05e2\u05d1\u05e8 \u05dc\u05db\u05da, \u05d7\u05dc\u05e7 \u05de\u05d4\u05e8\u05d2\u05d5\u05dc\u05d8\u05d5\u05e8\u05d9\u05dd \u05de\u05db\u05d9\u05e8\u05d9\u05dd \u05d5\u05e4\u05ea\u05d5\u05d7\u05d9\u05dd \u05d9\u05d5\u05ea\u05e8 \u05dc\u05de\u05d5\u05e6\u05e8\u05d9\u05dd \u05d5\u05e9\u05d9\u05e8\u05d5\u05ea\u05d9\u05dd \u05d7\u05d3\u05e9\u05e0\u05d9\u05d9\u05dd, \u05d5\u05d7\u05dc\u05e7\u05dd \u05e4\u05d7\u05d5\u05ea.<br \/>\n3. \u05e2\u05dc\u05d5\u05d9\u05d5\u05ea \u05de\u05e9\u05db\u05d5\u05e8\u05d5\u05ea \u05d4\u05d3\u05d9\u05e8\u05e7\u05d8\u05d5\u05e8\u05d9\u05dd \u05d5\u05d4\u05e2\u05d5\u05d1\u05d3\u05d9\u05dd \u05d4\u05de\u05e7\u05d5\u05de\u05d9\u05d9\u05dd<\/p>\n<p>4. \u05e2\u05dc\u05d5\u05ea \u05d4\u05de\u05e9\u05e8\u05d3 \u05d4\u05de\u05e7\u05d5\u05de\u05d9<br \/>\n5. \u05de\u05d4\u05d9\u05e8\u05d5\u05ea \u05e1\u05e7\u05d9\u05e8\u05ea \u05d1\u05e7\u05e9\u05ea \u05d4\u05e8\u05d9\u05e9\u05d9\u05d5\u05df \u05d5\u05ea\u05e7\u05e9\u05d5\u05e8\u05ea \u05d0\u05d7\u05e8\u05ea \u05e2\u05dd<br \/>\n\u05d4\u05e8\u05d2\u05d5\u05dc\u05d8\u05d5\u05e8 \u05d1\u05d4\u05de\u05e9\u05da.<\/p>\n<p>\u05d0\u05dc\u05de\u05e0\u05d8 \u05d7\u05e9\u05d5\u05d1 \u05e0\u05d5\u05e1\u05e3 \u05e9\u05d9\u05e9 \u05dc\u05e7\u05d7\u05ea \u05d1\u05d7\u05e9\u05d1\u05d5\u05df \u05d1\u05d1\u05d7\u05d9\u05e8\u05ea \u05ea\u05d7\u05d5\u05dd \u05d4\u05e9\u05d9\u05e4\u05d5\u05d8 \u05d4\u05d5\u05d0 \u05e1\u05d1\u05d9\u05d1\u05ea \u05d4\u05d1\u05e0\u05e7\u05d0\u05d5\u05ea, \u05d5\u05db\u05de\u05d4 \u05d9\u05d3\u05d9\u05d3\u05d5\u05ea\u05d9\u05d9\u05dd \u05d4\u05d1\u05e0\u05e7\u05d9\u05dd \u05d4\u05de\u05e7\u05d5\u05de\u05d9\u05d9\u05dd \u05d1\u05db\u05dc \u05d4\u05e0\u05d5\u05d2\u05e2 \u05dc\u05e2\u05d1\u05d5\u05d3\u05d4 \u05e2\u05dd EMI. \u05d6\u05d4 \u05e7\u05e8\u05d9\u05d8\u05d9 \u05db\u05d0\u05e9\u05e8 \u05d4-EMI \u05d0\u05d9\u05e0\u05d5 \u05d7\u05d1\u05e8 \u05d1-SEPA. \u05d2\u05dd \u05db\u05d0\u05e9\u05e8 \u05d4\u05d5\u05d0 \u05d7\u05d1\u05e8 \u05d1-SEPA, EMI \u05d9\u05e8\u05e6\u05d4 \u05dc\u05e0\u05d4\u05dc \u05d7\u05e9\u05d1\u05d5\u05e0\u05d5\u05ea \u05d1\u05e0\u05e7 \u05ea\u05d0\u05d2\u05d9\u05d3\u05d9\u05d9\u05dd \u05e2\u05d1\u05d5\u05e8 \u05d4\u05d7\u05d1\u05e8\u05d4 \u05d1\u05e2\u05dc\u05ea \u05d4\u05e8\u05d9\u05e9\u05d9\u05d5\u05df \u05e2\u05dc \u05de\u05e0\u05ea \u05dc\u05d4\u05e4\u05e7\u05d9\u05d3 \u05d5\u05dc\u05ea\u05d7\u05d6\u05e7 \u05d0\u05ea \u05d4\u05d4\u05d5\u05df \u05d1\u05d7\u05e9\u05d1\u05d5\u05df \u05d4\u05d1\u05e0\u05e7 \u05d5\/\u05d0\u05d5 \u05e2\u05dc \u05de\u05e0\u05ea \u05dc\u05e7\u05d1\u05dc \u05d4\u05dc\u05d5\u05d5\u05d0\u05d5\u05ea \u05d0\u05d5 \u05d0\u05e9\u05e8\u05d0\u05d9 \u05d1\u05e2\u05ea \u05d4\u05e6\u05d5\u05e8\u05da.<\/p>\n<h2>\u05db\u05d9\u05e6\u05d3 \u05e7\u05d1\u05d5\u05e6\u05ea \u05e4\u05d5\u05e8\u05ea \u05d9\u05db\u05d5\u05dc\u05d4 \u05dc\u05e2\u05d6\u05d5\u05e8<\/h2>\n<p class=\"m_5991560989837429065MsoListParagraph\">\u2013 \u05ea\u05d4\u05dc\u05d9\u05da \u05d4\u05d2\u05e9\u05ea \u05d4\u05d1\u05e7\u05e9\u05d4 \u05d5\u05d4\u05e0\u05e4\u05e7\u05ea \u05d4\u05e8\u05d9\u05e9\u05d9\u05d5\u05df: \u05e6\u05d5\u05d5\u05ea\u05d9\u05dd \u05de\u05e9\u05e4\u05d8\u05d9\u05d9\u05dd \u05de\u05e1\u05d7\u05e8\u05d9\u05d9\u05dd \u05d5\u05e8\u05d2\u05d5\u05dc\u05d8\u05d5\u05e8\u05d9\u05d9\u05dd \u05de\u05d5\u05de\u05d7\u05d9\u05dd \u05dc\u05e0\u05d9\u05d4\u05d5\u05dc \u05d4\u05e0\u05e4\u05e7\u05ea \u05d4\u05e8\u05d9\u05e9\u05d9\u05d5\u05e0\u05d5\u05ea, \u05d5\u05db\u05df \u05de\u05d7\u05e7\u05e8\u05d9 \u05e9\u05d5\u05e7, \u05e7\u05e9\u05e8\u05d9\u05dd \u05d5\u05d0\u05e1\u05d8\u05e8\u05d8\u05d2\u05d9\u05d4 \u05d1\u05de\u05d4\u05dc\u05da \u05ea\u05d4\u05dc\u05d9\u05da \u05d4\u05e8\u05d9\u05e9\u05d5\u05d9.<u><\/u><u><\/u><\/p>\n<p class=\"m_5991560989837429065MsoListParagraph\"><u><\/u>\u2013 \u05ea\u05de\u05d9\u05db\u05d4 \u05de\u05e9\u05e4\u05d8\u05d9\u05ea, \u05e8\u05d2\u05d5\u05dc\u05d8\u05d5\u05e8\u05d9\u05ea \u05d5\u05ea\u05d0\u05d9\u05de\u05d5\u05ea \u05dc\u05d0\u05d7\u05e8 \u05e8\u05d9\u05e9\u05d5\u05d9: \u05de\u05d7\u05dc\u05e7\u05d5\u05ea \u05d4\u05de\u05e1\u05d7\u05e8 \u05d5\u05d4\u05e8\u05d2\u05d5\u05dc\u05e6\u05d9\u05d4 \u05e9\u05dc\u05e0\u05d5 \u05d9\u05db\u05d5\u05dc\u05d5\u05ea \u05dc\u05e1\u05d9\u05d9\u05e2 \u05dc\u05d7\u05d1\u05e8\u05d4 \u05d1\u05e0\u05d5\u05e9\u05d0\u05d9\u05dd \u05de\u05e9\u05e4\u05d8\u05d9\u05d9\u05dd \u05d5\u05e8\u05d2\u05d5\u05dc\u05d8\u05d5\u05e8\u05d9\u05d9\u05dd \u05dc\u05d0\u05d7\u05e8 \u05e8\u05d9\u05e9\u05d5\u05d9, \u05d1\u05d0\u05d5\u05e4\u05df \u05e9\u05d5\u05d8\u05e3.<u><\/u><u><\/u><\/p>\n<p class=\"m_5991560989837429065MsoListParagraph\"><u><\/u>\u2013 \u05e0\u05d9\u05d4\u05d5\u05dc \u05e4\u05e8\u05d5\u05d9\u05e7\u05d8\u05d9\u05dd \u05dc\u05e4\u05e0\u05d9 \u05d5\u05d0\u05d7\u05e8\u05d9 \u05e8\u05d9\u05e9\u05d5\u05d9: \u05d0\u05d9\u05ea\u05d5\u05e8 \u05d5\u05e0\u05d9\u05d4\u05d5\u05dc \u05e9\u05dc \u05e6\u05d5\u05d5\u05ea\u05d9\u05dd \u05de\u05e9\u05e4\u05d8\u05d9\u05d9\u05dd \u05d5\u05d7\u05e9\u05d1\u05d5\u05e0\u05d0\u05d9\u05d9\u05dd \u05de\u05e7\u05d5\u05de\u05d9\u05d9\u05dd, \u05d3\u05d9\u05e8\u05e7\u05d8\u05d5\u05e8\u05d9\u05dd \u05de\u05e7\u05d5\u05de\u05d9\u05d9\u05dd \u05d5\u05e0\u05d5\u05e9\u05d0\u05d9 \u05de\u05e9\u05e8\u05d4 \u05d0\u05d7\u05e8\u05d9\u05dd \u05d1\u05d7\u05d1\u05e8\u05d4, \u05d5\u05e6\u05d3\u05d3\u05d9\u05dd \u05e9\u05dc\u05d9\u05e9\u05d9\u05d9\u05dd \u05d0\u05d7\u05e8\u05d9\u05dd \u05d4\u05e0\u05d3\u05e8\u05e9\u05d9\u05dd \u05dc\u05e9\u05dc\u05d1 \u05d4\u05d2\u05e9\u05ea \u05d4\u05d1\u05e7\u05e9\u05d4 \u05d5\u05d4\u05e8\u05d9\u05e9\u05d5\u05d9 \u05d5\u05db\u05df \u05dc\u05e4\u05e2\u05d9\u05dc\u05d5\u05ea \u05d4\u05e9\u05d5\u05d8\u05e4\u05ea \u05e9\u05dc \u05d4\u05d7\u05d1\u05e8\u05d4 \u05dc\u05d0\u05d7\u05e8 \u05d4\u05e8\u05d9\u05e9\u05d5\u05d9. \u00a0<u><\/u><u><\/u><\/p>\n<p class=\"m_5991560989837429065MsoListParagraph\"><u><\/u>\u2013 \u05e7\u05e9\u05e8\u05d9\u05dd \u05d5\u05e2\u05e8\u05da \u05de\u05d5\u05e1\u05e3: \u05e1\u05d9\u05d5\u05e2 \u05d1\u05d7\u05d9\u05d1\u05d5\u05e8\u05d9\u05dd \u05dc\u05e1\u05e4\u05e7\u05d9 \u05e0\u05d6\u05d9\u05dc\u05d5\u05ea, \u05d8\u05db\u05e0\u05d5\u05dc\u05d5\u05d2\u05d9\u05d5\u05ea \u05e0\u05d3\u05e8\u05e9\u05d5\u05ea \u05e9\u05d5\u05e0\u05d5\u05ea, \u05e7\u05e9\u05e8\u05d9\u05dd \u05dc\u05d1\u05e0\u05e7\u05d9\u05dd \u05e8\u05d5\u05db\u05e9\u05d9\u05dd \u05d4\u05e0\u05d3\u05e8\u05e9\u05d9\u05dd \u05dc\u05e4\u05e2\u05d9\u05dc\u05d5\u05ea \u05d4\u05e9\u05d5\u05d8\u05e4\u05ea \u05e9\u05dc \u05d4-EMI, \u05d5\u05db\u05df \u05d4\u05e4\u05e0\u05d9\u05d5\u05ea \u05e4\u05d5\u05d8\u05e0\u05e6\u05d9\u05d0\u05dc\u05d9\u05d5\u05ea \u05e9\u05dc \u05dc\u05e7\u05d5\u05d7\u05d5\u05ea\/\u05e1\u05d5\u05d7\u05e8\u05d9\u05dd \u05d1\u05e2\u05dc\u05d9 \u05e0\u05e4\u05d7\u05d9 \u05d4\u05e9\u05e7\u05e2\u05d4 \u05d2\u05d1\u05d5\u05d4\u05d9\u05dd \u05dc-EMI.<\/p>\n<h2>\u05de\u05ea\u05e2\u05e0\u05d9\u05d9\u05e0\u05d9\u05dd?<\/h2>\n<p>\u05e2\u05dc \u05de\u05e0\u05ea \u05dc\u05d4\u05ea\u05d7\u05d9\u05dc \u05d1\u05ea\u05d4\u05dc\u05d9\u05da \u05d4\u05e8\u05d9\u05e9\u05d5\u05d9, <a href=\"https:\/\/porat.com\/he\/contact\/\">\u05d0\u05e0\u05d0 \u05e6\u05e8\u05d5 \u05e7\u05e9\u05e8<\/a> \u05dc\u05d9\u05d9\u05e2\u05d5\u05e5 \u05d4\u05d9\u05d5\u05dd.<\/p>","protected":false},"excerpt":{"rendered":"<p>If you are keen to provide payments services in either fiat currency and\/or cryptocurrency and cater to European clients, an EMI license would be an excellent choice, and most extensive one. EMI licenses have gained massive popularity with the emergence of numerous online banks and payment services providers. In fact, an EMI license is the [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[9],"tags":[],"class_list":["post-4438","post","type-post","status-publish","format-standard","hentry","category-banking-payments-and-processing"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>EMI (E-Money Institution) License - How to get one<\/title>\n<meta name=\"description\" content=\"Everything you need to know about E-Money Institution (EMI) licensing: What are the requirements, how to get started, what are the costs.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/porat.com\/he\/emis-general-overview\/\" \/>\n<meta property=\"og:locale\" content=\"he_IL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"EMI (E-Money Institution) License - 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